Why to Invest, Where to Invest, How to Invest

Investing in debt or equity wouldn’t be safe enough. Before investing in any scheme or any company you should know 2 major things, one is knowledge about financial markets & another one is trends of the company and an in-depth research of the company you are willing to invest in. Still you don’t have a surety that your investments are going to generate good returns. In this post you will be introduced to the concept of mutual funds where investing not only into equity but also debt and many other asset classes together.  The line is very famous as “mutual funds are the market subject to risk.” What are Mutual funds -  Well mutual funds are very safer than investing directly in stocks or bonds unless and until you are investing in government securities. A mutual fund is a pool of funds where many different kinds of people add their money and further the fund manager invests it in the type of fund security you want to invest in.They are more liquidable than the securities wh...

  Where can you Invest What are asset classes? As mentioned in the first post there are many kinds of asset classes. There are different amounts of ROI (return on investments) in different types of asset classes. Any place where you invest your money is a different kind of asset class. Umm in an asset class there can be different sub categories such as you can buy equity from other market places.  Asset classes covered :-    Equity (Stocks) Debt (Bonds) FDs Real Estate  Cryptocurrency  Gold & Silver  As we have discussed about Equity we will not focus on it in this blog.  Debt (Bonds) - How do people get bankrupt? Debt funds is a transaction done between two people one is the lender and another is the borrower, the borrower wants the money at urgent and the lender wants to give money because he/she have a bunch of money in stock so he/she gives the money, but don’t wants to give their money for free, so in exchange the borrower will pay the mo...

We learned about what are investments in the last post. Where I gave an overview about types of investments in different schemes/ asset classes. I also talked about how the investment works further.  This post is about a very fascinating topic which had change the lives of many people throughout the world. The name of the post is self explanatory, about which I mentioned in the last blog. There 2 main asset classes Equity and Debt.  As I gave a short mention about Equity that it is basically a part or an ownership of a firm or a company. You can buy Equity in many ways like for example from your friend's company then being an angel investor to investing in new startups, then the whole share market is working on the company's equity, well shares is another world for equity. I mentioned about some key terms related to Equity:- Earnings Per Share Share Price Market Cap Shares Outstanding Price to Earnings Ratio Let's Understand all these terms from an example- For example, I a...

   Hello everyone,  Let's start with the first blog of  Why to Invest, Where to Invest & How to Invest.  This blog website is going to be mostly about what are investments, what are the best ways we can get the best return. I am not going to give a final judgement of where to specifically invest but a overview of the markets.  What is Investing? Basically investments can be defined as using your capital to increase assets, in simple words it is the way of how money is used and investing it somewhere, where you think you can get a profit in future. Investments are done for many reasons such as economic stability, increasing your funds and profits and many more, some people are so accurate that their day to day business is-to invest or be the middleman in an investment or to advise where to invest. Investment is done after an amount of calculated risks (risk hai to ishq hai) , you have heard in mutual funds in adds probably that say “mutual funds are a su...